This article is meant to throw light on what all charges and fees you may be required to pay in case you want to take a home loan to finance your dream home. It is always better to plan for even small expenses which may come as a surprise to you in the process from applying till you actually sign the final loan sanction papers. [More]

Owing a home is a dream come true for most of us and I am no different. This is my personal story that I want to share so that other people who are also in the same boat can benefit from my experience. [More]

Have you been looking around for a personal loan for some immediate requirement? If yes, then I would suggest you to go for Gold loan instead of personal loan.

Personal loan is a loan given by banks and private lenders to meet any kind of personal need like marriage, buying an electronic item or anything else.
Gold loan also has he same intention of meeting any of your expenses.
The difference between the two is that in case of personal loan, you do not have to give any kind of collateral whereas Gold loan is backed up by your Gold. [More]

This article is aimed at clearing out the doubts over how a bank calculates your NET pay while calculating the eligbility for total loan amount. Normally, all banks provide home loans upto 60 times your monthly NET pay.
Well, all sounds good till the time you are talking to your bank executive or an agent over phone for your elibility. They ask you for your net pay, you answer 50K per month and they immediately say that you are elgibile for a 60 times your monthly net pay i.e. 30 lakhs of loan. [More]