Credit history checks for a job in brokerage institutions and financial institutions is a normal trend in USA. Do not expect a favorable response if you have been struggling with bad ratings lately.

It has been argued that this trend makes life difficult for an already burnt person. It throws him in a vicious circle.

He cannot pay back his credit and improve his ratings unless he gets a good job.
And he cannot get a good job unless he has good credit history. [More]

If your credit card has been rejected due to varied reasons and you are desperately in need of one, you can certainly help the bank with some cash and change their mind towards your application!!

Nooooo...I am not talking about bribing the bank executives. It is a new option that banks have recently rolled out to meet your plastic money needs.

It is called 'Secured Credit Card' in financial terms :). Well, the concept is simple. You deposit some amount of cash as a fixed deposit with the bank and they will return a favor by issuing a credit card. [More]

The simplest and to-the-point answer is Yes.
Supplemental credit card details are mentioned on your own credit history (CIBIL) report and are available for any bank or lender to view the details.

Read on the basics if you are not well versed with the supplementary credit card concept. [More]

Applied for a credit card and the application got rejected? If yes, then you must be wondering about what went wrong in the whole process. Has the bank explained you the reason?

If not, then here is what could have played a spoil sport in your case. See if you can find a
reason for yourself and correct it before re-applying. [More]

We always wonder about what could be the difference between taking a loan from a public sector bank and a private bank. The young generation always prefers private banks whereas our parents would always guide us to get it from a public sector bank.

We are listing down certain important points and the terms and conditions which can make a huge difference to your decision here. [More]

You have just finalized your dream home and are now looking to get it financed with Home loan. So, the next step is that you log on to internet and search for best home loan deals. Your search leads you to various loan deal sites which have come up in last couple of years and claim to help you find the best loan deal.
I also did a quick search and tried to find out if their claims of best deals are worth spending time or just claims. Read on to find the truth. [More]