We all use credit cards these days and most of them usually do NOT carry any annual fees. This off course is taking a hit on the bank's earning potential with each issued credit card. Since, India has seen a vast economical growth in past decade, most banks capitalized on this growth and had issued cards with no annual fees to maximum number of people.

But banks are changing the terms and conditions slowly and adding the clause of annual fees to keep and use the cards. The benefits and discounts from NO annual fees cards are slowly vanishing.

We are going to talk about the comparative benefits and situations in which you should opt for paid (annual fees) credit cards. [More]

The other day, I started my car and found that it was NOT moving even though engine was ok and gears were in working position. I did drove it couple of days ago before the heavy rains yesterday.

Boom...I could not figure out what had happened to my car. I called up the car repair service and they gave me the estimate of of INR 7,000 for repairs.
The problem: My car's rear wheel's break shoe has broken due to water logging and rust and had jammed the wheel. [More]