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How to increase my CIBIL score which is very low
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[quote=Soan;1217]1. The only way to improve CIBIL score is to be good at the credit payments that you are making. DON't miss any of the credit card bills or loan EMI due dates. It will take about 6 months of good behavior to reflect it in your CIBIL score. 2. Yes, you will face issues while applying for Home loan if your re-payment record has not been good for credit card and other loans. So, i would say that wait for 6 months, improve your CIBIL and then apply for a loan. If you do this, you will stand a better chance of getting the loan.[/quote]
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Last 10 Posts (In reverse order)
Saturday, June 30, 2012 4:56:50 AM(UTC)
The only way to improve CIBIL score is to be good at the credit payments that you are making. DON't miss any of the credit card bills or loan EMI due dates.
It will take about 6 months of good behavior to reflect it in your CIBIL score.
Yes, you will face issues while applying for Home loan if your re-payment record has not been good for credit card and other loans. So, i would say that wait for 6 months, improve your CIBIL and then apply for a loan. If you do this, you will stand a better chance of getting the loan.
Thursday, June 28, 2012 6:07:03 AM(UTC)
Hi friends I had used 3 credit cards, after some time I settled all the cards and 1 personal I settled . now I am planning to go for Home loan, I am fearing that loan may reject due CIBIL score,
Please advise me to increase my cibil score
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Anil Gupta (nick name - Soan) is a software engineer by profession, has interests in personal finance and upcoming technologies and hence this blog :)
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