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Guest
#1 Posted : Thursday, June 28, 2012 6:07:03 AM(UTC)
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Guest
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Hi friends I had used 3 credit cards, after some time I settled all the cards and 1 personal I settled . now I am planning to go for Home loan, I am fearing that loan may reject due CIBIL score,

Please advise me to increase my cibil score
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Soan
#2 Posted : Saturday, June 30, 2012 4:56:50 AM(UTC)
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Soan
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1.
The only way to improve CIBIL score is to be good at the credit payments that you are making. DON't miss any of the credit card bills or loan EMI due dates.

It will take about 6 months of good behavior to reflect it in your CIBIL score.

2.
Yes, you will face issues while applying for Home loan if your re-payment record has not been good for credit card and other loans. So, i would say that wait for 6 months, improve your CIBIL and then apply for a loan. If you do this, you will stand a better chance of getting the loan.
Guest
#3 Posted : Tuesday, May 14, 2013 4:39:17 AM(UTC)
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"I thought I had settled and finished my problems. But the banks still were refusing me loans ! I got in touch with Credit Sudhaar( www.creditsudhaar.com ) Now, with Credit Sudhaar bad marks are really gone, my scores are up, and I was just told that my credit health is rock solid. These guys are pros. You can contact them on 022-67886788
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