AM22 Tech
»
Technical Discussions
»
General Solutions
»
Making a website which can accept Credit Card Payment?
 Rank: Guest
Joined: 12/12/2009(UTC)
Posts: 540
|
I need some help. I am planning to write a web site (either in ASP.NET or PHP). which will sell stuff on the internet. I am learning Zen Cart and NopCommerce Framework for the shopping cart implementation. I have also started the process of purchasing the https certificate.
I want to know will the credit card payment be made (I evaluated google checkout and it doesn't meet my requirement). I am not clear of the process of how my site can accept credit and debit card payments.
Should I approach a bank like icici and ask them to give me guidelines on how payments can be accepted by my site and processed by them?
Kindly connect the dots for me... how will my website accept the payment, how will it be routed to bank/visa... how will payment actually occur. What do I need to do, to make this technically happen.
|
|
|
|
|
|
|
|
|
|
 Rank: Administration
Joined: 1/9/2010(UTC) Posts: 449  Location: India Was thanked: 1 time(s) in 1 post(s)
|
Good to know that you are trying to accept credit card payment. Must be selling something online. All the best.
All banks, paypal, google checkout etc create a merchant account with them for processing your payments. Once you receive payment through credit card on your site, the amount is actually credited in that merchant account. You can later withdraw that money into your other bank account. Banks and other payment generally charge you for these payment gateways on the percentage basis.
Here is what you need to do:
1) ICICI bank's or other banks have their own payment gateways. You need to apply for their gateway using their own paper work and other processes and requirements. Contact the respective bank's branch. They will provide their API's to communicate and process the payments.
2) Once you get the API, you need to code according to the language you have chosen like asp.net or php. You will generally create a shopping cart at your end (your site) using zen cart or NopCommerce. Once the user clicks on check out, you will take the user to the payment gateway's (Bank's site) site with the details of the payment to be received from user.
3) User will enter the details of his credit/debit card on bank's payment gateway's site and once it is authorized, the control will be sent back to your website with the authorization code returned by bank's site.
4) Now you are sure that you have received the payment and you can confirm the order for customer.
If you thinking about using NopCommerce, i would say that you have picked a very good product. I have made many implementations of NopCommerce and all clients are happy with it.
Infact all the payments gateways coding is already built into it except the ones for Indian banks. You just need to install it, configure the payment gateways with your API keys and thats it.
Let me know if you need any help with NopCommerce or any other thing in asp.net.
|
|
|
|
|
|
Rank: Guest
Joined: 12/12/2009(UTC)
Posts: 540
|
Hi
How to do ICICI integration in Nopcommerce V1.9?
I have all the things from ICICI' side.
Thanks
|
|
|
|
|
|
Rank: Administration
Joined: 1/9/2010(UTC) Posts: 449 Location: India Was thanked: 1 time(s) in 1 post(s)
|
The easiest way is to look at the existing code of other bank's integration and then do the same for ICICI.
I would say start from the PayPal's integration code and then you would be able to do it.
Let me know if you need more information.
|
|
|
|
|
|
AM22 Tech
»
Technical Discussions
»
General Solutions
»
Making a website which can accept Credit Card Payment?
Forum Jump
You can post new topics in this forum.
You can reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.
